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• Previous paid credit card bills and other
similar statements to show history of genuine
payments in past. • Purchase contract of the
house if it is available.
• Bank details such as address of bank and
your account numbers are important. Also
previous 2-3 months statement of current and
savings account are required.
• Tax returns of last two years provide
excellent proof of your financial position and
hence should always be carried along while
visiting the mortgage professional.
• Entire information about other existing
debt like car loans, student loans, retail
credit cards or furniture loans, if any are
required to acquire mortgage deal.
• Presenting any gift vouchers received from
relatives and friends would encourage bank
managers to have increased faith in your paying
capabilities. Such gift letters ensure that
money acquired through gifts belongs to the
recipient and the recipient does not have any
liability on such financial assets.
• Self-employed individuals may present their
previous year’s balance sheets and other tax
statements
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